How to Budget: A Guide for Beginners [Audiobook]

How to Budget: A Beginner's Guide is going to take you through some simple, easy-to-start steps. Before you reach the end of this book, you will have tasks you can start immediately and start to feel comfortable about your financial situation. You will discover how your mindset can be hindering your spending habits. You can stop letting your "want now" attitude from getting in the way, just as soon as you finish this book. Unlike other guides available to you, this one is set up for easy listening, where you learn some real-life methods for solving your debt issues, as well as getting a budget that will help you reach those goals and dreams you have. You know there are things you wish to buy or places you want to see. It will take time. You will have to correct any debt situation you have, but rather than a lot of stories about what someone else did, you now have a guide that will take you through the steps of assessing your situation, find where you can save, and much more.

What you will learn:

How to view your income and expenses
Determining your recurring and non-recurring expenses
Where you can save money and how to save that money
How to pay off your credit card debt
Act now, so you can be debt free in a reasonable amount of time. Each person has a different amount of debt, so while someone might be debt free in a year, you may need five years.

Additional lessons:

Gain steps on changing your mindset
Finding new income pathways
How to start right this minute in creating a budget
You are ready to take the next step. You are already thinking of ways to change your spending habits for a better life - now you just need the how!