Ladies And Money: Tips All Women Needs To Know To Be Financially Prepared In Any Economy

Our economy runs on money. If you have money, you have choices. If you don’t have money or have very little, your choices are limited. People can make an adequate amount of money yet not secure their financial future because they don’t manage money properly.

The challenge is making sure you have enough for what you want out of your life. Everyone starts at a different point. Some people are born rich and some people, like me, were born poor. It doesn't matter where you start. What matters is where you end up.

This book covers:
· Greatest Benefit Of Wealth And Financial Freedom
· Financial Self-Sabotage
· Passive Income: Such Beauty, Such Grace
· Be Curious, Be Creative And Do Your Research
· The Five Money Languages
· The Five Keys To Financial Planning
· The Blueprint To Build A Big Stash Of Emergency Cash
· Greatest Benefit Of Wealth And Financial Freedom……..AND MORE!!!

The biggest question I get asked is, “Will I have enough money to retire on”? And the answer is – it depends. It depends on what you want your retirement to look like. Instead of someone telling you if you have enough, you need the tools to do it yourself. Then you can choose to have a professional review your plan to make sure you covered what is needed based on your individual retirement goals.

The budget and the financial statement are used to build the financial plan. Your goals and aspirations make your financial plan a living, breathing, important part of your life.
In the beginning, we start earning cash with our first job, and we start thinking about what we want to do with that money. We can buy a car, pay for college, take a trip, etc.
Then reality sets in. We must pay taxes, buy food, pay rent, shop for clothing, find a medical plan we can afford, spend money on entertainment and other expenses. Soon, the money is all gone. We get our next paycheck, and the cycle begins again.
This is the perfect time to take control. We do a budget. Where is the money going? Do we have to spend it on all this stuff? If so, how can we get more for less? Is our budget realistic? We build savings into the budget. We need a fund for financial emergencies and retirement. We need to take advantage of compounded interest and long-term asset growth. The earlier we start to save, the more we will have when we retire. If you didn’t start saving earlier in life, don’t despair! Many people start cramming savings later in life and do just fine as well.
As our assets grow, we shift into protection mode. We want to make sure we keep those assets. If we get in a car accident, can someone take our house? What happens if someone slips on ice on our property? Can they sue us and take our assets? (This happened to someone I know, and the answer is yes.) What happens if we get sick and can’t work? How can we keep the house? Do we have enough of the right kind of insurance to protect us and our loved ones?

Now we want to make sure that if we die or become disabled, our hard-earned assets are going where we want them to go (not to the state). This gets really complicated with families. I have yet to meet a family that did not have at least one dysfunctional member - and I have worked with hundreds of families. Throw in blended families and discord is inevitable unless wishes are clearly and legally spelled out. Discord may still erupt, but at least your assets go where you want them to go.

Everyone has a different lifestyle dream. Some are perfectly content to hang in front of a computer all day. Others want to travel, run marathons or visit extended family year-round. It can be anything. With enough money, your “anything” can become your life.