No Deposit, No Problem : How to Build a UK Property Portfolio Using Other People’s Money, Legally and Ethically

No Deposit? No Problem.
Forget the myth that property investing is only for the rich. In this practical, no-nonsense guide, Chartered Accountant and UK property investor Grace Bartley reveals how to build a profitable property portfolio using creative strategies that don’t require your own cash up front.
From Lease Options and Rent-to-Rent to Joint Ventures and Investor Finance, you'll learn the exact tactics used by UK investors to control assets, generate cashflow, and scale — without maxing out your savings or borrowing from the bank of Mum and Dad.
Inside, you'll discover:
✅ Legally compliant “Control Now, Pay Later” methods
✅ How to structure tax-smart deals with SPVs and clean contracts
✅ What the FCA, HMRC, and lenders really care about
✅ Templates, case studies, and financial models you can apply today
✅ Real examples of investors turning no-money-down deals into lasting wealth
Whether you're just starting out or ready to grow your portfolio beyond the basics, this book gives you the legal, tax, and strategic roadmap to invest without deposits — and without cutting corners.
Created by a Chartered Certified Accountant. Backed by real deals. Designed for serious investors.