Basel 3.1 Explained: The Final Basel Iii Reforms Simplified

A Complete Guide to the Final Basel III Reforms (Basel 3.1) for Risk & Compliance Professionals

What you'll learn

Credit Risk Analysts who want to strengthen their understanding of Basel reforms.

Banking and Finance Professionals preparing for Basel 3.1 implementation projects.

Students of Risk Management, Finance, or Accounting looking to build regulatory knowledge.

Compliance Officers and Auditors who need a practical grasp of Basel 3.1’s foundations.

Compliance Officers and Auditors who need a practical grasp of Basel 3.1’s foundations.

Requirements

Basic knowledge of banking and finance concepts (capital, loans, risk).

Familiarity with financial crises and regulatory reforms (e.g., 2008 Global Financial Crisis).

Awareness of credit, market, and operational risk at a high level.

No prior Basel or IFRS 9 expertise is required — key concepts are introduced in the course.

Description

Course Description:This course provides a clear and practical overview of the Basel 3.1 regulatory reforms, sometimes referred to as the “final Basel III package.” It is designed to help learners understand how these changes reshape banking capital requirements, credit risk, operational risk, and the overall prudential framework.You will learn how to:Explain the objectives and key reforms introduced under Basel 3.1Understand the updated credit risk framework, including revised risk weights and wholesale/retail exposuresExplore market and CVA risk changes, and their impact on capital requirementsReview the operational risk framework and simplification of approachesUnderstand the output floor and its role in aligning standardised and internal modelsExamine the integration of Basel 3.1 with IFRS 9 and other regulatory requirementsMap exposures and calculate risk-weighted assets (RWAs) using standardised, foundation, and advanced approachesBy the end of this course, you will be able to confidently interpret and apply the Basel 3.1 reforms, with practical examples and structured explanations that link directly to real-world banking practice.This course is designed for:Risk and compliance professionals in banking and financeCredit risk analysts, actuaries, and consultants working with regulatory modelsStudents and early-career professionals preparing for roles in financial risk managementPrerequisites:No prior regulatory experience is required, but a basic understanding of banking and risk concepts will be useful.AI Disclosure (per Udemy policy):This course uses artificial intelligence (AI) only for voice narration. All regulatory content, explanations, and teaching materials are authored and reviewed by the instructor to ensure accuracy and quality.

Overview

Section 1: Introduction to Basel 3.1

Lecture 1 Basel 3.1 The Final Basel III Reforms

Lecture 2 Basel II → Basel III → Basel 3.1 The Evolution of Banking

Lecture 3 Why Basel 3.1 Matters

Lecture 4 Basel 3.1 Key Reforms Overview

Lecture 5 Course Roadmap & Case Study Approach

Section 2: Credit Risk Reforms

Lecture 6 Credit Risk Under Basel 3.1

Lecture 7 Revised Standardised Approach (RSA)

Lecture 8 IRB Restrictions and Input Floors

Lecture 9 Output Floor in Credit Risk Context

Lecture 10 Case Study SME & Mortgage Portfolio

Section 3: Market & CVA Risk

Lecture 11 Market & CVA Risk under Basel 3.1

Lecture 12 Introduction to FRTB

Lecture 13 FRTB Standardised Approach

Lecture 14 FRTB Internal Models Approach

Lecture 15 CVA Risk Framework (SA-CVA & BA-CVA)

Section 4: Operational Risk

Lecture 16 Operational Risk under Basel 3.1

Lecture 17 Why AMA Was Removed

Lecture 18 Standardised Measurement Approach -SMA

Lecture 19 Business Indicator & Internal Loss Multiplier

Lecture 20 Case Study Bank A vs Bank B

Section 5: Output Floor & Capital Framework

Lecture 21 Output Floor & Capital Framework under Basel 3.1

Lecture 22 Basel 3.1 Output Floor

Lecture 23 Mechanics of the Output Floor

Lecture 24 Phase-in Arrangements in the EU & UK

Lecture 25 Interaction with Pillars & Buffers

Section 6: IFRS 9 & Basel 3.1 Integration

Lecture 26 Basel 3.1 Capital Adequacy Overview

Lecture 27 Regulatory Capital Structure & Minimum Ratios

Lecture 28 Through-the-Cycle Capital Adequacy

Lecture 29 Stress Testing & Supervisory Review (Pillar 2)

Lecture 30 Case Study Applying Basel 3.1 Capital Rules

Section 7: Implementation Roadmap & Compliance Checklist

Lecture 31 Basel 3.1 Implementation Roadmap & Compliance Checklist

Lecture 32 Gap Analysis

Lecture 33 Data & Systems Readiness for Basel 3.1

Lecture 34 Basel 3.1 Model & Methodology Updates

Lecture 35 Compliance Checklist & Governance

Section 8: Final Project & Compliance Simulation

Lecture 36 Credit Risk Approaches SA, F-IRB & A-IRB

Lecture 37 Standardised Approach under Basel 3.1

Lecture 38 Foundation IRB (F-IRB)

Lecture 39 Advanced IRB Restrictions under Basel 3.1

Lecture 40 Transition Implications & Case Study

Section 9: Basel3 Wholesale Mapping

Lecture 41 Wholesale Mapping – iSpring Narration Script

Section 10: ? End-of-Module Quiz: Final Basel 3.1 reforms Implementation

Lecture 42 END OF COURSE MESSAGE

Credit Risk Analysts and Banking Professionals seeking to understand Basel 3.1 reforms in depth.,Compliance Officers and Internal Auditors who need practical knowledge of regulatory requirements.,Finance and Risk Management Students who want to strengthen their grasp of capital and risk frameworks.,Consultants and Regulators looking for a structured overview of Basel 3.1’s implementation roadmap.,Anyone interested in banking regulation and how global standards shape capital adequacy, liquidity, and risk measurement.