The Complete Commercial Finance And Letters Of Credit Course

The Secrets, Tips and Tricks Of Commercial and corporate credit Finance and Imports Export Letters of Credit

What you'll learn

Understand the principles of corporate Credit

Lear How To Finance Trading / Commercial Sector Companies

Learn The Details Of Letters Of Credit/ Impots & Exports. Discrepaancies

Lear How To conduct Financial Analysis

The Complete Financial Ratios Analysis

Legal Types Of Organizations And Credit Approach to Financing

Learn How To Finance Agri-Business / Sector Of The Economy

Learn How To Finance Manufacturing Business/Sector of The Economy

Requirements

Basic Understanding Of General Business. The Course starts from Scratch. The Course Is Prepared For An Absolute Beginner.

Description

This is not an average course. It is the most detailed and comprehensive course on Corporate and Commercial Credit. It is the culmination of 42 years of credit and corporate experience in some of the largest banks in the world created over 2 years of preparation. This is a comprehensive Commercial Trading Corporate credit analysis training program designed to teach you the economic industries and other financial sectors of the economy. How do imports / exports of goods from/to international markets work, and how to make use of the financial ratios analysis the right way to make an appropriate credit decision or even to manage and or invest in large companies. The course will enable you to pass any interview for a credit manager position in any financial institution and will enhance career.The course is made up of 6 main modules that complement each other. Each module encompasses lessons filled with beautiful graphics with downloadable summary text, a Discussion of the subject, a quiz with relevant answers.The course is suitable for aspiring credit managers in a bank, or other lending institution, managers of trading companies, investors and financial analysts and anyone in business wanting to learn about trading and import/export business.Here's what you'll learn in the First module:-Fundamentals of Corporate Credit-PESTEL Analysis-SWOT Analysis-The 5 Cs of credit-The use of Security/Support to mitigate credit risks.-Handling the Security/Support, local and international-Managing Security/Support in distressed situations.by the end of this module you will be familiar with the credit principles used by lender banks and the methods they use to manage collateral and minimize risks.In the second module, we cover,The Different types of Organizations involved in the Trading Sector which also applies to any other form of business in the economy, such as:Sole ProprietorshipPartnershipLimited liability PartnershipCorporationJoint Ventures in ContractingLegal Aspects and DocumentationLiquidationBankruptcySecurity Support taken by LendersRisk AreasThe Credit Approach to each organization. This module will set a strong base to understand and differentiate relevant risks.The third module covers what financing methods are used in local and international business:- Trading secrets, Agri-buisness way of finance, Manufacturing sector way of finance-  Accounting treatment of inventory; LIFO / FIFO - Factoring, types, processes, risks and techniques.-Warehouse trust Receipt finance, types, processes, risks and techniques.- Working Capital finance.This module will set the way for to navigate the complexities of commercial businesses.The Fourth Module: - Letters Of Credit/ Import Export techniques-The Parties to a Letter Of Credit, roles and responsibilities-Types of Letters Of Credit (LCs)-The Process in Opening Letters Of Credit (LCs)-Characteristics of LCs and the role of ICC / UCP codes-Methods of Delivery- detailed explanation of each method with legal and financial implications -INCO Terms and explanation of each method.- Shipping Guarantees and how it is misunderstood by most banksThis section is very detailed and explains all the issues and complexities surrounding Letters of Credit and modern view of its electronic processes. This is considered a full fledge and comprehensive independent course in itself.The Fifth Module :- Understanding the Basic Accounting principles for beginners- The financial statements, its components and importance- The External Audit opinion, views and roles- The Complete Financial Ratio Analysis System That helps you evaluate any business Financial Performance With Real World Examples Included!How to Use the most important and Useful Financial Ratios to Spot Performance Trend of a commercial finance and any BusinessHow to Measure a Company's LiquidityCurrent Ratio AnalysisQuick Ratio AnalysisCash Ratio AnalysisHow to Measure a Company's SolvencyDebt to Equity Ratio Analysis (D/E)The Altman z-score ratio analysis and what it means.Debt to Asset Ratio Analysis (D/A)Financial Leverage ratioDegree of Financial leverage RatioWorking Capital to Debt Ratio Analysis (WC/D)Debt Service Coverage Ratio Analysis (DSCR)Times Interest Earned Ratio Analysis (TIE)How to Measure a Company's EfficiencyInventory Turnover Ratio AnalysisAverage Inventory Processing Period AnalysisAccounts Receivable Turnover Ratio AnalysisAverage Collection Period AnalysisAccounts Payable Turnover Ratio AnalysisAverage Payment Period AnalysisHow to Measure a Company's ProfitabilityGross Profit Margin Ratio Analysis (GPM)Operating Profit Margin Ratio Analysis (OPM)Net Profit Margin Ratio Analysis (NPM)Return on Net Assets Ratio Analysis (RONA)Return on Common Equity Ratio Analysis (ROE)Price to Earnings Ratio Analysis (P/E)Earnings per Share Analysis (EPS)Enterprise Value to EBITDA Ratio Analysis (EV/EBITDA).This module will enable you to analyze and reach appropriate decision about lending to a particular industry with confidence.The Sixth Module is the capstone of the course :-How to use all the above information to prepare the perfect credit proposal to seek credit approval.-What you should consider preparing the credit proposal-What you should not do writing the credit proposal.This module will provide you with the necessary skills to put together a proposal presentation that will guarantee the Credit Committee approval to sanction a loan.This training course is very comprehensive and worth the investment. It will enable you to come on top of any interview and help you progress fast in your career supported by quality knowledge and experience.Who this course is for:Aspiring credit managers, finance analysts seeking a career in corporate financeBusiness students wanting to deepen their finance knowledgeProfessionals in finance needing to upgrade their skillsEntrepreneurs looking to understand finance for business decisionsNon-finance managers aiming to learn financial analysisAnyone interested in the financial workings of companies The course is full of condensed information without waste of time. It is designed to be easily understood by absolute beginners. After completing the course, you will be equipped with necessary tools to handle a credit manager position or a highly skilled financial analyst and answer any situation you come across. I am excited to show you how this can change your life and put you on the right track for a career full of success. As a bonus for completing the training course I have included complimentary lessons and videos to give you larger view of how business and the economy work in the world for a wiser decision making. So, Let's get started !!!

Overview

Section 1: Introduction

Lecture 1 Introduction

Section 2: Introduction To Corporate Credit

Lecture 2 Credit Cycle

Lecture 3 Fundamentals & Principles of Corporate Credit

Lecture 4 Impact Of Financing Trade On Financial Statements

Lecture 5 Key Steps In Assessing Credit Worthiness

Section 3: Forms Of Organization

Lecture 6 Sole Proprietorship

Lecture 7 General Partnership

Lecture 8 Limited Liability Company

Lecture 9 Corporation

Lecture 10 Joint Venture

Lecture 11 Bankruptcy

Lecture 12 Credit Approach to Legal Forms of Organizations

Section 4: Financing the Trade Sector Module

Lecture 13 Trading Sector- Short Preface

Lecture 14 Introduction to The Trading Sector

Lecture 15 History and Types of Trading Companies

Lecture 16 Understanding The Ins and Outs

Lecture 17 Agri-Business Sector

Lecture 18 Manufacturing Sector

Lecture 19 Warehouse Receipt Finance- Trust Receipt

Lecture 20 Trade Factoring And Receivable Finance

Lecture 21 Cost of Factoring

Lecture 22 Trade & International Economics

Section 5: Collateral Module- Policies and Practices

Lecture 23 Best Practices For Managing Collateral

Lecture 24 Handling Work out and Recovery

Lecture 25 Restructuring Distressed Loans and Collateral

Section 6: Letters of Credit Module

Lecture 26 What is The Function Of a Letter of Credit

Lecture 27 History Of Letters Of Credit

Lecture 28 The Parties Involved In A Letter Of Credit

Lecture 29 Types Of Letters Of Credit

Lecture 30 Steps In an Letter Of Credit

Lecture 31 Characteristics Of Letters Of Credit

Lecture 32 International Chambre Of Commerce And The UCP Codes

Lecture 33 Shipping Guarantee / Letter Of Indemnity : The Misconception

Lecture 34 Role Of Banks with Discrepant Letter Of Credit

Section 7: Documents Under Letters Of Credit

Lecture 35 Introduction To Documents Under The Letter Of Credit

Lecture 36 Bill Of Lading ( B/L )

Lecture 37 Commercial Invoice

Lecture 38 Bill Of Exchange ( B/E )

Lecture 39 Airway Bill ( A/B )

Lecture 40 Certificate Of Origin

Lecture 41 Consular Invoice ( C/I )

Lecture 42 Packing List ( P/L )

Lecture 43 Inspection Certificate ( I/C )

Lecture 44 Insurance Certificate

Section 8: Methods Of Delivery

Lecture 45 Introduction and definition of Delivery

Lecture 46 Cargo & Insurance Paid/Cargo Paid To ( CIP/CPT )

Lecture 47 Cost & Freight ( Cfr )

Lecture 48 Cost Insurance & Freight ( CIF )

Lecture 49 Delivered At Place Unloaded ( DPU )

Lecture 50 Delivered Duty Paid ( DDP )

Lecture 51 Delivered- At- Place ( DAP )

Lecture 52 Ex-Works ( EXW )

Lecture 53 Free Along Ship ( FAS )

Lecture 54 Free On Board ( FOB )

Lecture 55 Free Carrier ( FCA )

Section 9: complimentary Videos - Common Discrepancies

Lecture 56 Common Discrepancies

Section 10: Financial Analysis Module

Lecture 57 Over view Of The Financial Analysis Module

Lecture 58 Basic Accounting Principles

Lecture 59 Introduction To Financial Statements

Lecture 60 Components Of Financial Statements

Lecture 61 Importance Of Financial Statements

Lecture 62 The Financial Management Process

Lecture 63 Types Of Audit

Lecture 64 Auditor's Opinion

Lecture 65 Ratios Analysis-Liquidity

Lecture 66 Profitability Ratios

Lecture 67 The Altman- Z Score

Lecture 68 Activity Ratios

Lecture 69 Coverage Ratios

Lecture 70 Financial Leverage- Part I

Lecture 71 Advanced Financial Leverage- Part II

Lecture 72 Financial Leverage- Part III

Section 11: Complimentary Video Interest Rates Unveiled

Lecture 73 Interest Rates Unveiled

Section 12: The Economic Cycle

Lecture 74 The 4 Phases of Economic Cycle

Lecture 75 Accounting Strategies by The Trading Sector

Lecture 76 Managing Working Capital

Lecture 77 Factoring

Lecture 78 How Banks Restructure Distressed Loans vs. Security

Section 13: The Credit Proposal

Lecture 79 Writing The Credit Proposal

Lecture 80 Precautions To Consider Writing The credit Proposal

Lecture 81 What Not To Do Writing The Proposal

Section 14: Complementary Videos

Lecture 82 Mastering Credit Pricing

Lecture 83 The Evolution Of Money

Lecture 84 The Secret Life of Banks

Lecture 85 The Maze

Lecture 86 Money Laundering

Credit Managers, Finance Managers, Starters Applying For A Position in Banks or Any Other Financial Institution, Business Entrepreneurs, Aspirant Transaction Banking Applicants or Working in a Bank, Investors, Financial Analysts Or Any One wanting To Know About Financing Commercial Business,